How Financing Works
We've partnered with trusted lenders to make home improvement financing simple, fast, and accessible to homeowners across Southern California.
Simple 3-Step Process
- Step 1: Apply Online — Fill out a quick application in under 5 minutes. Get pre-qualified with a soft credit check that won't affect your score.
- Step 2: Get Approved — Receive multiple offers from our lending partners. Compare rates, terms, and monthly payments to find your best option.
- Step 3: Start Your Project — Once approved, your project begins immediately. Make comfortable monthly payments while enjoying your upgraded home.
What Can You Finance?
- Roof replacement and repair
- Window installation and replacement
- HVAC system upgrades
- Outdoor remodeling — pavers, patios, BBQ islands
- Kitchen and bathroom remodels
- Flooring, painting, and any home improvement
Frequently Asked Questions
- Will applying affect my credit score? — No. The initial pre-qualification uses a soft credit pull that doesn't impact your score.
- What credit score do I need? — We work with multiple lenders and can accommodate a range of credit profiles. Apply to see your options.
- How soon can my project start? — Once approved, we can typically begin within 1-2 weeks depending on project scope and scheduling.
- Are there prepayment penalties? — Most of our financing plans allow early payoff with no penalties.